I have been receiving e-mails of record proportions all stating that government grants are avaibe.  I've purchsed material as high as 500.00 and as low as 19.95  I am thoughly confused as to what grant or foundation that may help me.  I have written many letters to apply and always the same results.......no responce.  I'm starting to feel that this may be a scam to milk money from desperate people like me.  I've begged, pleaded, asked, and practically got on my hands and knees to pray.

Is there a worker I can talk to?  I am starting to wonder if these are all scams.  It's been over 2 years, I even tried to apply for emergency funding to save my home.  I just got out of a repay agreement which I had to pay a tremendous amont of late fees.  My husband lost his job in Jan and lost all medical benefits.  I am unable to work because of a degenerated spine.  we are in a bad situation and if we don't get some kind of financial grant, we will be homeless.  We realize we have to sell our beloved home which we had worked so very hard to achieve.  I spent 8 yearsnursing an invalid father-in-law who moved in with us to make things easier for me.  He was a very good person, but after his 2nd heart attack, and 4rd stroke, he became dead weight and when my husband was at work, I was the only one to help him and that took a toll on my health.

We are soclose to retirement that if we could have kept his job for 1 and a half years, we would not have problems.  Because my husband was contracred from Bartech and worked in the GM facility.  When he was laid off, there was no severance, and no insurance.  We started dipping into our assets 5 years ago when he took a 27 percent pay cut.  No cost of living, no bonuses, not even turkey for Thanksgiving and Ham for Christmas.  We are desperate.  Please send me a phone number of someone who is in charge of grants that deal with hardship.  We need 2 more years to retire and sell our home and downsize.  We do not have a problem with downsizing, but if we go into forclosure we lose the eqity that will make this possible.

Sincerely Margaret Splatt. Please let me hear from you soon.  time is not on my side any longer.

I was born in Sicily in 1945 the youngest of 4 children.  My father brought us all to America in 1947.  I raised in a very ethnic home.  My marriage was prearranged in 1965.  We had 3 children and a life of dosmetic violence.  Being a good catholic Italian, I hung in there until he started to abuse the children,  Under threats of murder, setting fire to the house and killing us all, I finally decided my children would not be raised in a violent home.  I gather the courage with the help of my father, who was appalled that I had been through this and never spoke of it.  I met and married my present husband in 1974.  Not only did he marry me, but he became the only father my children knew.  My ex fled the country returning back to Italy to avoid paying child support.  Ken and I had one more child and have raised them, educated them, and paid for their weddings.  They have given me 8 beautiful grandchildren.

After 41 years of working, my husband, a contract worker for Bartech, working for GM as a senior designer received a paycut 5 years ago.  We had to start dipping into our savings, insurances, 401, stocks and any other assets we had.  Then came the dreaded day when GM laid off over 30,000 workers, my husband being one because he was contract not direct.  The directs got it 2 weeks later.  We were just in shock because we had already dipped into our reserve.  Now the unemployment has run out, and there is absolutely no income coming into the home.  We will be in forclosure, just after we finished our repay agreement because we had already gone through this once before and it has drained us.  We are 61 years old.  If we can just keep our home for other year, we can be eliigable that reverse mortgage.  If we lose this home to forclousre we will not have the eqity needed to buy a smaller home which we are both resigned to do.  Please let us hang on for another year and a half.

We were very comfortable, not wealthy by any means, just enough  to survive comfortably.  In 1994 we took in my father-law who had had a stoke.  I was his nurse.  taking him to the doctor giving him his medication.  He was a joy and I had promised never to put him in a nursing home.  In the next 7 years he had 2 heart attacks and 1 more stroke.  We could no longer take him to the doctors, but we had the visiting nurse come every other day.  He had become dead weight and it was getting harder and harder to take care of him

As a result, I have a herniated disc, and have 2 lower dis that started to degenerate.  When he passed away in our home, the visiting nurses and hospice had really taken over.  I miss him dearly, he was a great man.

I come to you to beg you for a cash grant so that we will not have to move until we are 62.  We have already resolved to the fact that we will sell this home, although it would break my heart, we know it's enevitable.

Just let us keep it another year and 3 months and start living without that fear.